Salary Tax Calculator for Pakistan
Enter your salary to see the income tax due under the slabs for salaried individuals, how much comes off each month, and which slab each part of your income falls into.
Slabs reviewed 26 October 2026 · Tax year 2027 (1 July 2026 to 30 June 2027). Confirm against the FBR before relying on them.
Annual taxable income
Rs. 1,800,000
Annual tax
Rs. 72,000
Monthly tax
Rs. 6,000
Monthly after tax
Rs. 144,000
Effective rate 4.00% · Marginal rate 11% · Slab: 1,200,001 to 2,200,000
Where your tax comes from
| Slab (PKR) | Income in slab | Rate | Tax |
|---|---|---|---|
| Up to 600,000 | Rs. 600,000 | 0% | Rs. 0 |
| 600,001 to 1,200,000 | Rs. 600,000 | 1% | Rs. 6,000 |
| 1,200,001 to 2,200,000 | Rs. 600,000 | 11% | Rs. 66,000 |
Income tax slabs for salaried individuals
| Annual taxable income (PKR) | Fixed tax (PKR) | Rate on the excess |
|---|---|---|
| Up to 600,000 | 0 | Nil |
| 600,001 to 1,200,000 | 0 | 1% of the amount exceeding 600,000 |
| 1,200,001 to 2,200,000 | 6,000 | 11% of the amount exceeding 1,200,000 |
| 2,200,001 to 3,200,000 | 116,000 | 20% of the amount exceeding 2,200,000 |
| 3,200,001 to 4,100,000 | 316,000 | 25% of the amount exceeding 3,200,000 |
| 4,100,001 to 5,600,000 | 541,000 | 29% of the amount exceeding 4,100,000 |
| 5,600,001 to 7,000,000 | 976,000 | 32% of the amount exceeding 5,600,000 |
| Above 7,000,000 | 1,424,000 | 35% of the amount exceeding 7,000,000 |
Tax year 2027 (1 July 2026 to 30 June 2027), Finance Act 2026. Cross-checked on 26 October 2026 againstVialto Partners: Pakistan Finance Bill 2026-27 summary and ICT: Income tax slabs for salaried individuals in Pakistan (FY 2026-27). These are summaries, so confirm against the FBR's published schedule. The 9% surcharge on salaried income above Rs. 10 million that applied in 2025-26 was reported as withdrawn, but sources differ on whether that is final, so this calculator does not add one.
How the calculation works
Tax is progressive: each band of income is taxed at its own rate, and only the part that falls into a higher slab is taxed at that higher rate. The "fixed tax" column is simply the tax already owed on all income below the slab.
Worked example: Rs. 150,000 a month
- Annual taxable income: Rs. 150,000 × 12 = Rs. 1,800,000.
- That falls in the slab 1,200,001 to 2,200,000.
- Tax = 6,000 + 11% × (1,800,000 − 1,200,000) = Rs. 72,000 a year.
- Monthly tax = Rs. 72,000 ÷ 12 = Rs. 6,000, an effective rate of 4.00%.
Tax at common monthly salaries
| Monthly salary | Annual income | Annual tax | Monthly tax | Effective rate |
|---|---|---|---|---|
| Rs. 50,000 | Rs. 600,000 | Rs. 0 | Rs. 0 | 0.00% |
| Rs. 100,000 | Rs. 1,200,000 | Rs. 6,000 | Rs. 500 | 0.50% |
| Rs. 150,000 | Rs. 1,800,000 | Rs. 72,000 | Rs. 6,000 | 4.00% |
| Rs. 250,000 | Rs. 3,000,000 | Rs. 276,000 | Rs. 23,000 | 9.20% |
| Rs. 400,000 | Rs. 4,800,000 | Rs. 744,000 | Rs. 62,000 | 15.50% |
| Rs. 600,000 | Rs. 7,200,000 | Rs. 1,494,000 | Rs. 124,500 | 20.75% |
| Rs. 800,000 | Rs. 9,600,000 | Rs. 2,334,000 | Rs. 194,500 | 24.31% |
What counts as taxable salary?
Taxable salary generally includes basic pay, allowances and bonuses, and some benefits provided by the employer. Treatment of particular allowances, perks and exemptions depends on the Income Tax Ordinance and the current rules, so use your payslip and your employer's payroll team to establish the figure, and check the FBR for items you are unsure about. If you receive bonuses, add them to your annual income before using the calculator.
How salary tax is collected in Pakistan
Salary tax is charged under the Income Tax Ordinance, 2001. Employers are required to deduct income tax from salary each month (withholding under section 149) based on an estimate of the employee's annual taxable salary, and pay it to the FBR. At year end the employee reconciles this through the annual return.
Who gets the salaried slabs
The separate, lower slab schedule applies to a "salaried individual", broadly someone whose salary is at least 75% of their total taxable income. If most of your income comes from business or other sources, a different schedule applies, which this calculator does not cover.
What can change the figure on your payslip
- Allowances and benefits. Some employer-provided items, such as a medical allowance up to a stated share of basic pay, have historically been treated as exempt if shown separately. Rules change, so check the current position with your payroll team or the FBR.
- Tax credits. The Ordinance allows credits for certain charitable donations and approved pension contributions, within limits. These reduce tax rather than income, and they are not modelled here.
- Bonuses and arrears. These are generally taxed as salary in the year received. Add them to your annual figure before using the calculator.
- Other income. Rent, profit on deposits or business income may be taxed separately and can change which schedule applies.
Why filing a return still matters
Having tax deducted from salary does not by itself mean your tax affairs are complete. Filing the annual return lets you declare other income and assets and keeps you on the FBR's Active Taxpayer List. Non-filers can face higher withholding rates on certain transactions, such as bank transactions and property or vehicle purchases. The rates and conditions change often, so confirm them on the FBR website before you rely on them.
Methodology: what this tool does and does not do
We publish how the numbers are produced so you can check them yourself.
Salary Tax Calculator
- What it does
- Applies the FBR slab schedule for salaried individuals to the taxable salary you enter. Each band of income is taxed at its own rate, and the page shows the tax per band, the effective rate and the marginal rate.
- Where the data comes from
- Slab schedule from the Finance Act 2026 summaries for tax year 2027, cross-checked against two professional-services summaries. The review date is shown on the page.
- What it leaves out
- It does not include other income, deductions, tax credits, rebates, advance tax, withholding on other receipts, Zakat or any surcharge. Payroll may treat allowances differently.
Privacy: amounts you type into the salary, gold and remittance calculators are processed in your browser and are not sent to PakGains. The pages load rate data from the third-party sources named above.
Frequently asked questions
Does my employer deduct this automatically?
Employers generally withhold income tax from salary during the year based on expected annual income. You may still need to file a return and declare other income. Check your own obligations with the FBR.
Why is my payslip tax different from this result?
Payroll may treat allowances, bonuses and exemptions differently, apply rebates or adjustments, or use a different tax year's slabs. Ask your payroll team for the calculation behind your deduction.
Is the tax calculated on the whole income at the top rate?
No. Only the part of your income inside each slab is taxed at that slab's rate, as the breakdown above shows.
How often do the slabs change?
Slabs are usually revisited in the annual budget and Finance Act. We show the date we last reviewed them at the top of this page. If they have changed, let us know.
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Built and maintained by Sherjeel Islam, Founder & Lead Developer.
Last reviewed: 26 October 2026