Market Insights
Inflation and Devaluation: How to Protect Savings in Pakistan
How inflation and rupee weakness erode savings, how to work out real yield after tax, and how gold, bills, funds, shares and stablecoins compare as hedges.
Pakistan and Global Crises: Lessons from 1998, 2008 and 2026
How Pakistan handled the 1998 dollar-account freeze, the 2008 global crisis and the 2026 oil shock, and what retail investors can learn from each.
Is the AI Rally a Bubble? What It Means for PSX and IT Exports
Does AI spending look like the dot-com bubble? A sourced look at the numbers and how a tech downturn could reach Pakistan's IT exports and PSX software stocks.
How Oil and Gold Shocks Hit the Rupee, Inflation and Tola Prices
How Brent crude and spot gold feed into Pakistan's import bill, rupee, CPI and tola prices, with 2026 figures and a worked gold conversion.
Pakistan Real Estate vs Stocks: Does Property Never Fall?
Tests the belief that Pakistani property never falls: real returns, rental yield vs T-bills, the 2026-27 tax changes and how the KSE-100 compares.
Gold vs. Stocks vs. Real Estate: Best Inflation Hedges in Pakistan Over 10 Years
How gold, PSX shares and real estate have held up against Pakistan's inflation over roughly ten years, with yearly gold prices per tola, KSE-100 closes, rental yields, and the data gaps you should know about.
How Commercial Bank Dividends Work on PSX: Book Closure, Ex-Dividend Dates, and CGT
A step-by-step guide to how bank dividends work on the Pakistan Stock Exchange: board approval, book closure, ex-dividend and record dates, payment, withholding tax, and how capital gains tax applies when you trade around a payout.
Investing in the PSX Banking Sector: How Interest Rates Drive Bank Profitability
How SBP policy rate changes flow into the profits and dividends of listed Pakistani banks, with sector figures for 2025 and the first nine months of 2026, bank-by-bank highlights, and what to watch before investing.
Meezan Sovereign Fund vs. Bank Fixed Deposits: Which Offers Better Net Yields?
Compare Meezan Sovereign Fund (MSF) with bank fixed deposits in Pakistan on returns, tax, fees, risk and liquidity, with a net-yield table using current term deposit rates.
PSX vs. Real Estate in Pakistan: Historical Returns, Liquidity, and Tax Differences
Compare the Pakistan Stock Exchange with property in Pakistan on returns, rental yield, liquidity, transaction costs and tax (236C, 236K, CGT) for 2026-27, with tables and worked examples.
Top High-Dividend Paying Stocks on PSX (Commercial Banks, Fertilizer, Power)
A guide to high-dividend stocks on the Pakistan Stock Exchange across commercial banks, fertilizer and power, with a yield table as of 27 October 2026, recent dividend figures, tax on dividends and the traps behind a high yield.
Al Meezan vs. UBL Funds vs. MCB-Arif Habib: Comparing Islamic Mutual Funds
A side-by-side comparison of Islamic mutual funds from Al Meezan, UBL Fund Managers (Al Ameen), and MCB Investment Management (Alhamra): equity funds, cash funds, fees, loads, risk, and recent performance.
How to Start Investing in Mutual Funds in Pakistan via Mobile Apps
A step-by-step guide to investing in Pakistani mutual funds from your phone: choosing an app, KYC documents, Raast and IBFT payments, minimum amounts, redemptions, tax, and security tips.
Meezan Islamic Fund (MIF) Review: Returns, Expense Ratios, and Risk Breakdown
An independent review of the Meezan Islamic Fund, Pakistan's largest Islamic equity fund: returns against the KMI-30, year-by-year results, the 4% expense ratio, loads, holdings, risk, and who it suits.
Top Money Market Funds in Pakistan: How to Earn Daily Interest Above Bank Rates
How money market funds work in Pakistan, which funds are reporting about 10% to 11% a year in late 2026, how they compare with savings accounts after tax, and how to start.
Capital Gains Tax (CGT) on PSX Stocks: Rules, Holding Periods, and Calculation
How capital gains tax works on Pakistan Stock Exchange shares in 2026-27: rates by purchase date, the role of filer status, how NCCPL calculates tax using FIFO, loss rules, and worked examples.
Filer vs. Non-Filer Tax Rates: Withholding Taxes on Stocks, Dividends, and Bank Savings
How filer status changes the tax you pay in Pakistan in 2026-27: dividend withholding, bank profit tax, capital gains on PSX shares, and what being on the Active Taxpayer List is worth in rupees.
How Overseas Pakistanis Can Become FBR Filers to Avoid Excess Withholding Tax
A step-by-step guide for overseas Pakistanis to register on FBR IRIS, file a non-resident return, get on the Active Taxpayer List, and stop paying non-filer withholding rates on dividends, bank profit, and share gains.
How to Open a PSX Trading Account with KTrade, Next Capital, MRA, Standard Capital and MMAKK
One guide to opening a Pakistan Stock Exchange account with KTrade, Next Capital, MRA Securities, Standard Capital Securities or MMAKK: app-first and branch-based routes, documents, platforms and how to choose.
How to Open a PSX Trading Account with AKD, JS Global, Arif Habib, BMA and Foundation Securities
One guide to opening a Pakistan Stock Exchange account with AKD Securities, JS Global Capital, Arif Habib, BMA Capital or Foundation Securities: routes, documents, apps and how to choose.
How to Open a Roshan Digital Account: HBL, MCB, Meezan and UBL Compared
One guide to opening a Roshan Digital Account for overseas Pakistanis with HBL, MCB, Meezan Bank or UBL: eligibility, documents, steps, funding rules, what each bank offers and how to choose.
Crypto Tax in Pakistan: What the 15% Capital Gains Tax Claim Really Means
A clear look at crypto tax in Pakistan in 2026: the widely quoted 15% capital gains rate, what FBR rules and the Virtual Assets Act 2026 actually say, what is only proposed, and how to keep records and file.
How to Buy Crypto Safely in Pakistan: P2P, Regulated Exchanges, and Security Best Practices
A practical guide to buying cryptocurrency in Pakistan in 2026: how P2P trading works, how to check an exchange's PVARA status, fee comparisons, and a security checklist to avoid scams and frozen bank accounts.
Licensed VASPs vs. P2P: How to Safely On-Ramp PKR into Crypto
How PVARA licensing, State Bank Circular 10 of 2026, and client money accounts change the way Pakistanis can deposit PKR and buy crypto, and how licensed providers compare with P2P trading.
Stablecoins for Overseas Pakistanis: Remittances, USD Hedging, and Yields
Can overseas Pakistanis use USDT or USDC to send money home, hedge against the rupee, or earn a yield? A balanced look at costs, risks, Shariah questions, and how stablecoins compare with Roshan Digital Account options.
PSX vs NYSE (2023 to 2026): A Detailed Performance Comparison
A year-by-year comparison of the Pakistan Stock Exchange's KSE-100 and US markets (NYSE Composite and S&P 500) from 2023 to October 2026, in both rupee and dollar terms, with what drove each market.
Banking in Pakistan: A Complete Overview for Savers and Investors
A technical overview of Pakistan's banking system, covering account types, digital banking growth, regulatory oversight, and how to choose the right bank for saving and investing.
Investing in Gold in Pakistan: Physical Gold, Gold Funds, and Gold Futures Explained
A technical guide to the different ways Pakistani investors can gain exposure to gold, covering physical bullion, digital gold, mutual funds, and gold futures trading on PMEX.
The History of the Karachi Stock Exchange and Its Evolution into PSX
A look back at the founding and growth of the Karachi Stock Exchange, its role in Pakistan's financial history, and how it merged with other exchanges to form the modern Pakistan Stock Exchange.
The KSE-100 Index Explained: How It Is Built, What Moves It and How to Read It
How the KSE-100 is constructed, weighted and reviewed, what drives its moves, how it differs from the KSE-30, KMI-30 and All Share index, and how to read a day's numbers beyond the headline.
PKR vs USD: What Drives the Exchange Rate and How It Affects Your Money
A technical overview of the forces behind the Pakistani rupee to US dollar exchange rate, its impact on savings, investments, and imports, and practical ways to manage currency risk.
Dividend Investing on PSX: Building Income from Pakistani Stocks
A technical guide to dividend investing on the Pakistan Stock Exchange, covering how dividend yield works, high-dividend sectors, payout sustainability, and portfolio construction.
How to Invest in PSX IPOs: A Guide for Pakistani Retail Investors
A step-by-step technical guide to understanding and applying for Initial Public Offerings on the Pakistan Stock Exchange, including allotment, risks, and post-listing considerations.
Roshan Digital Account Explained: Banking and Investing in Pakistan from Abroad
What the Roshan Digital Account is, who can open one, which banks offer it, what you can invest in, and the risks to check before sending money, based on State Bank of Pakistan information.
Sending Money to Pakistan: Western Union, MoneyGram, Ria, Bank Transfers and Roshan Digital Accounts Compared
How overseas Pakistanis can send money home: money transfer services (Western Union, MoneyGram, Ria), bank transfers and Roshan Digital Accounts compared on cost, speed, delivery options and what you can do with the money, plus how the Pakistan Remittance Initiative works.
How Pakistani Investors Can Access the S&P 500: Options, Costs, and Considerations
A practical guide for Pakistani retail investors exploring exposure to the S&P 500, covering brokerage options, taxation, currency considerations, and risk management.
Pakistan Stock Exchange (PSX) for Beginners: How to Start, Step by Step
A practical beginner's guide to the Pakistan Stock Exchange: how trading works, the account-opening steps (broker, UIN, CDC sub-account), T+1 settlement, the main indices, taxes and the risks to understand before your first trade.
PSX Performance Over the Last 5 Years: A Year-by-Year Review
A year-by-year look at how the KSE-100 Index performed over the last five years, the key events behind each year's returns, and what the trend means for long-term investors.