Remittance Rate Checker

Compare what your provider offers against the mid-market rate, and see the real cost of sending money to Pakistan once the exchange-rate margin and fee are counted.

Mid-market rates to PKR

The mid-market rate is the midpoint between buy and sell prices on the global currency market. It is the benchmark to compare against, not a rate you can usually get.Snapshot 8 Nov 2026, 08:09 PKT.

Mid-market exchange rates to Pakistani rupees
Currency	Code	1 unit in PKR	100 units in PKR
US Dollar	USD	Rs. 276.58	Rs. 27,657.78
British Pound	GBP	Rs. 370.02	Rs. 37,001.71
Euro	EUR	Rs. 308.75	Rs. 30,875.19
UAE Dirham	AED	Rs. 75.31	Rs. 7,531.05
Saudi Riyal	SAR	Rs. 73.75	Rs. 7,375.41
Qatari Riyal	QAR	Rs. 75.98	Rs. 7,598.29
Kuwaiti Dinar	KWD	Rs. 890.70	Rs. 89,069.53
Omani Rial	OMR	Rs. 719.32	Rs. 71,932.37
Canadian Dollar	CAD	Rs. 196.24	Rs. 19,624.30
Australian Dollar	AUD	Rs. 190.21	Rs. 19,020.96

Source: Exchange Rate API, converted through USD. Bank, exchange-house and open-market rates in Pakistan differ.

What does your transfer really cost?

Enter the amount, the rate your provider shows, and its fee. The tool compares what your recipient gets with what the same money would be worth at the mid-market rate. Leave the provider rate empty to just convert at mid-market.

You send

Amount

Provider rate (PKR per 1 unit)

Provider fee (in sending currency)

Worth at mid-market

Recipient gets

Exchange-rate margin

Total cost (margin + fee)

How it works: total cost = (amount + fee) × mid-market rate − amount × provider rate. It is shown in rupees, in your sending currency and as a share of what you pay.

Why the rate you are offered differs

Margin. Many providers advertise "no fee" but quote a rate below mid-market. The gap is their earnings.
Fees. A flat or percentage fee is charged on top, often depending on the amount and the payment method.
Payout method. Bank deposit, mobile wallet and cash pickup can carry different rates and fees.
Timing. Rates move during the day. Quotes shown at checkout may only hold for a short time.

How to compare providers

Pick the exact amount you plan to send and the payout method your family will use.
For each provider, note the rate, the fee, and how many rupees will arrive.
Enter those figures above and compare the total cost, not the headline fee.
Check speed, limits and that the provider is licensed in the country you send from.
Keep transfer receipts, since banks may ask about the source of funds.

Methodology: what this tool does and does not do

We publish how the numbers are produced so you can check them yourself.

Remittance Rate Checker

What it does: Shows mid-market rates to PKR, then compares the rate and fee your provider quotes against the mid-market rate. Total cost = (amount + fee) × mid-market rate − amount × provider rate.
Where the data comes from: Mid-market rates from Exchange Rate API, which may be delayed.
What it leaves out: These are benchmarks, not quotes. It does not look up any provider’s live rates or fees, so you enter them yourself.

Privacy: amounts you type into the salary, gold and remittance calculators are processed in your browser and are not sent to PakGains. The pages load rate data from the third-party sources named above.

Related guides

Not a quote. Rates here are mid-market references from a third party and may be delayed. They are not an offer to buy or sell currency. Always confirm the final amount with your provider before sending.

Built and maintained by Sherjeel Islam, Founder & Lead Developer.

Last reviewed: 25 October 2026